Investment Types

Common Stock: Definition

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Simple Definition

The regular type of stock most people buy. Comes with voting rights.

Why It Matters

When someone says 'I own stock in Apple,' they mean common stock. This is what 99% of individual investors buy. You get voting rights, potential price appreciation, and maybe dividends. If the company succeeds wildly, you benefit fully. If it goes bankrupt, you're last in line (after bondholders and preferred shareholders).

Key Points

  • Voting rights let you vote on board members, executive pay, and major decisions at shareholder meetings
  • Dividends on common stock are variable - company can raise, lower, or eliminate them anytime
  • Some companies have multiple share classes (like Google's GOOGL vs GOOG) with different voting rights

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Foundation Lesson

What Is a Stock?

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Common Questions

The regular type of stock most people buy. Comes with voting rights. When someone says 'I own stock in Apple,' they mean common stock. This is what 99% of individual investors buy.

When someone says 'I own stock in Apple,' they mean common stock. This is what 99% of individual investors buy. You get voting rights, potential price appreciation, and maybe dividends. If the company succeeds wildly, you benefit fully. If it goes bankrupt, you're last in line (after bondholders and preferred shareholders).

Voting rights let you vote on board members, executive pay, and major decisions at shareholder meetings

Dividends on common stock are variable - company can raise, lower, or eliminate them anytime

Some companies have multiple share classes (like Google's GOOGL vs GOOG) with different voting rights