Terms of Use & General Disclaimer

Operator & Contact

StockCram is operated by StockCram and its operators (“StockCram,” “we,” “us”).

Important: StockCram is not a broker-dealer, investment adviser, or financial institution. We do not execute trades, hold customer funds, or provide personalized investment advice. We are an educational content platform only.

Contact: For questions, contact support@stockcram.com.

1. Acceptance of Terms

By accessing or using the Site, you (“User”) confirm that you have read, understood, and agree to be bound by this Terms of Use & General Disclaimer plus all other policies contained in this Legal Policy Pack (collectively, the “Terms”). If you do not agree, discontinue use immediately.

2. Informational Purposes Only — No Advice

All content on StockCram is for informational and educational purposes only. Nothing on this Site constitutes investment, financial, legal, tax, or other professional advice. You should consult with qualified professionals before making any investment decisions.

3. No Fiduciary or Client Relationship

Your use of this Site does not create any fiduciary duty, client relationship, or any other special relationship between you and StockCram. We are not responsible for any investment decisions you make.

4. Forward-Looking Statements & Performance Disclaimer

Any forward-looking statements or projections are based on current expectations and involve risks and uncertainties. Past performance is not indicative of future results. All investments carry risk, including the potential loss of principal.

5. Limited License to You

We grant you a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes only, subject to these Terms.

6. Intellectual Property Notice & AI-Content Caveat

All content on this Site is protected by copyright and other intellectual property laws. Some content may be generated or assisted by AI technologies. While we strive for accuracy, AI-generated content may contain errors or inaccuracies.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STOCKCRAM AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES.

8. Indemnification

You agree to indemnify and hold harmless StockCram and its affiliates from any claims, losses, damages, liabilities, and expenses arising out of your use of the Site or violation of these Terms.

9. Third-Party Links; No Endorsement

StockCram may reference third-party products, services, or websites. References are for informational purposes only and do not imply partnership, endorsement, or sponsorship unless explicitly stated. We are not responsible for the content, accuracy, or practices of third-party sites.

10. Affiliate & Advertising Disclosure

Some links on StockCram may be affiliate links. If you click an affiliate link and take an action, we may earn a commission at no extra cost to you. We may also display advertising. We do not accept payment to change our educational conclusions, and we aim to present information fairly. Always verify terms directly with the provider. For more details, see our Affiliate & Compensation Disclosure.

Effective Date: June 7, 2025
Last Updated: January 2, 2026