Editorial Policy

Our Mission

StockCram exists to make stock market education clear, accurate, and accessible to everyone — especially people who are new to investing. We are a free educational platform, not a broker, adviser, or financial institution. We publish what things are and how they work, not what to buy or when to buy it.

Core Editorial Principles

• Education, not advice. We never recommend specific investments, time the market, or promise returns. We explain concepts and frameworks so readers can make their own informed decisions.
• Sources over opinions. Every claim that isn't self-evident should be traceable to a primary source — the SEC, FINRA, the Federal Reserve, exchange disclosures, academic research, or company filings.
• Plain English. If a term needs a glossary to understand, we define it inline. We write for someone who has never bought a stock before.
• No hype, no predictions. We don't publish clickbait, forecast prices, or dramatize market moves. Market analysis is context, not a crystal ball.
• Transparency about AI. We use AI tools to draft, review, and check content. Human judgment shapes the final output. We disclose this openly — see our AI disclaimer for full details.
• Compliance first. Every piece is checked against compliance rules that prevent investment advice language, performance promises, or timing signals. If it sounds like a recommendation, it doesn't ship.

Our Content Process

Who Writes and Reviews What

We attribute each piece of content honestly — so you know what you're reading and who stands behind it. Our founder, Sean Sha, is involved at different depths depending on the content type:

• Blog posts — By Sean Sha. Ideation, research direction, image oversight, and substantial editorial involvement. AI assists with drafting and proofreading; the voice and decisions are his.
• Lessons and courses — Reviewed by Sean Sha. AI-drafted from a structured curriculum, then personally reviewed for accuracy, tone, and compliance before publishing.
• Daily and weekly market analysis — StockCram Editorial. AI-drafted from credible news sources (Reuters, AP, SEC filings, Federal Reserve releases, etc.), cross-checked with multiple language models for accuracy and compliance. These are educational context pieces, not personally hand-reviewed before posting — which is why they carry the organization byline rather than a named person.
• Guides — StockCram Editorial. Same process as analyses: AI drafting, multi-LLM proofing, compliance screening.

The distinction matters. Naming a reviewer on every piece would be easier marketing, but it would also be dishonest about process. We name a human only where a human really does the work. Google's search quality guidelines, and our own standards, expect that level of clarity for finance content.

Our Sources

When we need to back up a claim, we reach for primary sources first. Our most frequently cited references include:

• U.S. Securities and Exchange Commission (SEC) — investor bulletins, rules, disclosures
• FINRA — investor education, broker disclosures, market data
• Federal Reserve — monetary policy, interest rates, economic data
• Investor.gov — SEC's education portal for retail investors
• IRS — tax rules, capital gains, retirement accounts
• Exchange publications from NYSE, Nasdaq, CBOE, and OCC
• Academic research from peer-reviewed journals and university publications
• Company filings (10-K, 10-Q, 8-K, prospectuses) for specific-company references

What We Don't Do

• We don't give personalized investment advice.
• We don't tell readers which stocks to buy or sell.
• We don't promise returns or predict prices.
• We don't publish content that can't be sourced.
• We don't run private chat groups or send trading signals.
• We don't accept payment to feature specific products without disclosure.
• We don't write sponsored content dressed as editorial.

Corrections & Updates

We make mistakes. When we find one — or when a reader points one out — we correct it. Our policy:

• Factual errors are corrected as soon as they're verified, and the article's “Last updated” date is refreshed.
• Material corrections (ones that change the meaning of a piece) are noted inline or in a correction box when the error had time to reach readers.
• Outdated information (rule changes, new tax thresholds, updated broker features) is refreshed as part of our regular content review cycle.
• Spotted something wrong? Email support@stockcram.com — we'll investigate and fix it.

Editorial Independence

StockCram has affiliate relationships with a small number of platforms that may pay us a referral fee when readers click through and sign up. These relationships never influence what we write, how we review a product, or whether we include it in a lesson. We recommend what we think is useful, not what pays best. Our full list of affiliate relationships is disclosed on our affiliate disclosure page.

We do not take money from companies to cover them favorably. We do not take money to hide negative information. If you ever see something on StockCram that looks like an undisclosed conflict of interest, please tell us.