Economy

Consumer Confidence: Definition

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Simple Definition

A measure of how optimistic people feel about the economy and their finances.

Why It Matters

Consumer spending drives 70% of the U.S. economy, so confidence matters enormously. When people feel good, they spend; when scared, they save. The Conference Board surveys 5,000 households monthly. A sharp drop in confidence often precedes recessions - people feel trouble coming before it shows in economic data.

Key Points

  • Index above 100 = optimistic, below 100 = pessimistic
  • Big drops often precede recessions and market corrections
  • Retail stocks are especially sensitive to consumer confidence

Related Terms

Common Questions

A measure of how optimistic people feel about the economy and their finances. Consumer spending drives 70% of the U.S.

Consumer spending drives 70% of the U.S. economy, so confidence matters enormously. When people feel good, they spend; when scared, they save. The Conference Board surveys 5,000 households monthly. A sharp drop in confidence often precedes recessions - people feel trouble coming before it shows in economic data.

Index above 100 = optimistic, below 100 = pessimistic

Big drops often precede recessions and market corrections

Retail stocks are especially sensitive to consumer confidence