Returns

Dividend Yield: Definition

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Simple Definition

The yearly dividend payment as a percentage of the stock price.

Why It Matters

Dividend yield tells you how much income you'll earn per dollar invested. A $100 stock paying $3/year has a 3% yield. That might not sound like much, but invested in dividend stocks, $500,000 could generate $15,000-$25,000 in annual income. Many retirees live entirely on dividend income without touching their principal.

Key Points

  • Calculate it: Annual Dividend ÷ Stock Price × 100 (a $50 stock paying $2/year = 4% yield)
  • Be cautious of yields over 6-8% - could signal the company is in trouble and might cut the dividend
  • Dividend Aristocrats are S&P 500 companies that have raised dividends for 25+ consecutive years

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Foundation Lesson

What Is a Dividend?

Get a complete explanation with examples, key takeaways, and a quiz to test your knowledge.

Related Terms

Common Questions

The yearly dividend payment as a percentage of the stock price. Dividend yield tells you how much income you'll earn per dollar invested. A $100 stock paying $3/year has a 3% yield.

Dividend yield tells you how much income you'll earn per dollar invested. A $100 stock paying $3/year has a 3% yield. That might not sound like much, but invested in dividend stocks, $500,000 could generate $15,000-$25,000 in annual income. Many retirees live entirely on dividend income without touching their principal.

Calculate it: Annual Dividend ÷ Stock Price × 100 (a $50 stock paying $2/year = 4% yield)

Be cautious of yields over 6-8% - could signal the company is in trouble and might cut the dividend

Dividend Aristocrats are S&P 500 companies that have raised dividends for 25+ consecutive years