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Loss Aversion: Definition

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Simple Definition

The well-documented tendency to feel the pain of a loss more strongly than the pleasure of an equal gain, which can push investors to sell at the worst possible time.

Why It Matters

Research suggests a loss feels roughly twice as painful as an equal gain feels good. That imbalance is why a red portfolio can create an urgent need to do something, even when nothing about the long-term plan has changed. Naming the feeling makes it easier to separate a genuine change in the facts from a spike in discomfort.

Key Points

  • The urge to stop the pain is strongest exactly when prices are lowest
  • Selling to feel better can turn a temporary paper loss into a permanent one
  • Loss aversion is normal and universal, not a personal failing

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Common Questions

The well-documented tendency to feel the pain of a loss more strongly than the pleasure of an equal gain, which can push investors to sell at the worst possible time. Research suggests a loss feels roughly twice as painful as an equal gain feels good. That imbalance is why a red portfolio can create an urgent need to do something, even when nothing about the long-term plan has changed.

Research suggests a loss feels roughly twice as painful as an equal gain feels good. That imbalance is why a red portfolio can create an urgent need to do something, even when nothing about the long-term plan has changed. Naming the feeling makes it easier to separate a genuine change in the facts from a spike in discomfort.

The urge to stop the pain is strongest exactly when prices are lowest

Selling to feel better can turn a temporary paper loss into a permanent one

Loss aversion is normal and universal, not a personal failing