Strategy

Downside Protection: Definition

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Simple Definition

Strategies that limit losses if an investment falls in value.

Why It Matters

Downside protection is about sleeping at night. During the 2008 crash, the S&P 500 fell 57%. Investors with protection (puts, stop losses, hedges) limited losses to 20-30% and had capital to buy the recovery. Unprotected investors rode it all the way down and panic-sold at the bottom.

Key Points

  • Put options: buy the right to sell at a guaranteed price
  • Stop losses: auto-sell if price falls to a certain level
  • Collar strategies: buy puts funded by selling covered calls

Learn More

Options Lesson

Protective Puts

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Related Terms

Common Questions

Strategies that limit losses if an investment falls in value. Downside protection is about sleeping at night. During the 2008 crash, the S&P 500 fell 57%.

Downside protection is about sleeping at night. During the 2008 crash, the S&P 500 fell 57%. Investors with protection (puts, stop losses, hedges) limited losses to 20-30% and had capital to buy the recovery. Unprotected investors rode it all the way down and panic-sold at the bottom.

Put options: buy the right to sell at a guaranteed price

Stop losses: auto-sell if price falls to a certain level

Collar strategies: buy puts funded by selling covered calls