Economy

FOMC: Definition

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Simple Definition

The Federal Open Market Committee — the group inside the Fed that votes on interest rates.

Why It Matters

The FOMC is where U.S. interest-rate decisions actually happen. It meets eight times a year, votes on a target for the federal funds rate, and releases a statement explaining its view of the economy. Those statements are among the most closely watched events in markets because they shape the cost of money everywhere.

Key Points

  • Meets eight times a year on a published schedule
  • Releases a policy statement after each meeting, plus quarterly projections (the "dot plot")
  • Decisions are made by vote, not by the Chair alone

Learn More

Foundation Lesson

How the Fed Sets Interest Rates

Get a complete explanation with examples, key takeaways, and a quiz to test your knowledge.

Related Terms

Common Questions

The Federal Open Market Committee — the group inside the Fed that votes on interest rates. The FOMC is where U.S.

The FOMC is where U.S. interest-rate decisions actually happen. It meets eight times a year, votes on a target for the federal funds rate, and releases a statement explaining its view of the economy. Those statements are among the most closely watched events in markets because they shape the cost of money everywhere.

Meets eight times a year on a published schedule

Releases a policy statement after each meeting, plus quarterly projections (the "dot plot")

Decisions are made by vote, not by the Chair alone