Investment Types

Treasury Note: Definition

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Simple Definition

A U.S. government bond that matures in 2 to 10 years.

Why It Matters

Treasury notes sit in the middle of the government-debt family, maturing in 2 to 10 years. The 10-year note is the most watched of all — it anchors mortgage rates and is one end of the closely-followed 10-year-versus-2-year yield-curve comparison.

Key Points

  • Maturities of 2, 3, 5, 7, and 10 years
  • Pay interest every six months until maturity
  • The 10-year note is a key reference for mortgages and the yield curve

Learn More

Foundation Lesson

Treasury Bonds Explained

Get a complete explanation with examples, key takeaways, and a quiz to test your knowledge.

Related Terms

Common Questions

A U.S. government bond that matures in 2 to 10 years. Treasury notes sit in the middle of the government-debt family, maturing in 2 to 10 years. The 10-year note is the most watched of all — it anchors mortgage rates and is one end of the closely-followed 10-year-versus-2-year yield-curve comparison.

Treasury notes sit in the middle of the government-debt family, maturing in 2 to 10 years. The 10-year note is the most watched of all — it anchors mortgage rates and is one end of the closely-followed 10-year-versus-2-year yield-curve comparison.

Maturities of 2, 3, 5, 7, and 10 years

Pay interest every six months until maturity

The 10-year note is a key reference for mortgages and the yield curve