Money Basics
Investing works best when the money underneath it is stable. This course covers what to sort out first: finding the money, protecting it, and knowing which debts cost more than the roughly 10% a year a broad stock index has returned historically.
Educational purposes only. This content does not constitute investment advice. Read our disclaimer
StockCram is not a broker-dealer, investment adviser, or financial institution. All content is for educational and informational purposes only and should not be construed as personalized investment advice. Consult a qualified financial professional before making investment decisions. Past performance does not guarantee future results.After this course, you'll be able to:
- Find the gap between what you earn and what you spend
- Size an emergency fund against your own expenses
- Compare a debt's APR against what investing has historically returned
- Know where money for a 1-5 year goal can sit
- Understand APR, APY, and why the difference matters
Lessons in this course
Five short lessons covering budgeting, emergency funds, debt costs, and where short-term money can sit. Five lessons, about 39 minutes. Start here if you're new to investing and aren't sure whether your finances are ready for it; no investing knowledge is assumed.
Finding Money to Invest
Every decision in this course assumes you have something spare each month. This lesson finds it.
Before You Invest
Investing rewards people who can leave money alone. Here's what makes that possible.
Your Emergency Fund
How much, where it sits, and what holding it actually costs you.
Good Debt vs Bad Debt
The label doesn't matter. The rate does, and the arithmetic is less forgiving than it looks.
Money You'll Need Soon
A house deposit in three years doesn't belong in the market, and doesn't belong in a current account either.
Course Summary
Review everything you learned and celebrate your progress.
Get the money underneath the investing right.
Five short lessons on finding your surplus, sizing a cushion, weighing debt against returns, and parking money you'll need soon.
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